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CTP premiums

• CTP premium calculator
• Vehicle Classes
• Levies and Administration fee
• GST and CTP
• Licensed insurers
• Changing insurer
• Info for Motor Dealers & Brokers
• Conditional registration
• Frequently Asked Questions

CTP premiums

Compulsory Third Party (CTP) premiums are structured according to the type and use of the vehicle. There are 24 vehicle classes. The insurance premium includes the insurer's premium, levies and an administration fee. GST applies to the insurer's premium portion of the total CTP insurance fee.

Licensed CTP insurers may offer different premiums for CTP insurance. Insurers are required to determine their premium rates every quarter within an upper and lower limit set by the Motor Accident Insurance Commission. Therefore, the premium you pay will depend on your choice of insurer and the particular premium period within which your vehicle registration renewal falls due.

Who is your CTP insurer? The choice is yours.

• Your current CTP insurer and their premium are shown on your vehicle registration renewal notice and on your CTP Premium Offer which accompanies your renewal notice.
• You can compare current CTP premium prices by using the CTP premium calculator.
• If you wish to change your CTP insurer, it is easy.  See the ‘Changing insurer’ page.
• If you do not wish to change insurer, then simply pay the amount stated on your renewal notice.

Last reviewed 12 September 2011

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